Student Health Insurance

Announcements

  • Have a few questions you want to be answered quickly? Visit the UHC Student Resources' FAQ page.
  • If you've had a Qualifying Life Event (QLE) - email gradhealth@odu.edu for more information or see the section below.
  • Be sure to check out the telehealth options inside Plan Highlights below.
 

Eligibility & Enrollment

International students with F-1 and J-1 visas are enrolled in the Student Injury and Sickness insurance plan upon registration for coursework. J-1 Scholars and F-1s on OPT are eligible to enroll. Costs associated with enrollment will be added to the tuition statement. International students that have questions regarding this process or wish to waive coverage or must contact VISA at intlstu@odu.edu for assistance. For general information relating to international graduate student health insurance, visit the Visa & Immigration Services' (VISA) website.

All degree-seeking students enrolled in courses at Old Dominion University's main campus or one of the regional higher education centers and Post-Doctoral Fellows are eligible to enroll themselves and eligible dependents for health insurance coverage. Enrollment is completed online at UnitedHealthcare StudentResources. Payment in full is required when you enroll.

All graduate assistants earning a total of $5,000 a semester or more from ODU, Research Foundation, or the Virginia Consortium in Clinical Psychology are eligible to enroll in a subsidized plan. The subsidized plan provides a taxable monetary subsidy paid to the graduate assistant. The subsidy is distributed mid-semester and will be part of the graduate assistant's paycheck. The amount of the subsidy varies and is determined on a semester basis. The amount of the subsidy for the 2022-2023 academic year is $1,100. The subsidy is paid by semester, $600 for Spring and $500 for Fall. Eligible graduate assistants can enroll online during the open enrollment period at www.uhcsr.com/odu.

Graduate Fellows receiving $5,000 or more from ODU are eligible to enroll in the subsidized plan. The amount of the subsidy varies and is determined on a semester basis. The amount of the subsidy for the 2022-2023 academic year is $1,100. The subsidy is paid by semester, $600 for Spring and $500 for Fall. Eligible graduate fellows can enroll online during the open enrollment period at www.uhcsr.com/odu. The subsidy will be paid through the Financial Aid office with distribution mid-semester.

*IMPORTANT: Please note subsidy payments are considered taxable income.

Post-Doctoral Fellows hired by Old Dominion University or the Old Dominion University Research Foundation and their eligible dependents are eligible to enroll in the UnitedHealthCare StudentResources non-subsidized plan. Post-Doctoral Fellows are not eligible for the health insurance subsidy. Enrollment can be completed online at www.uhcsr.com/odu during the open enrollment period. Look for the Enroll Online Now! link. Payment in full is required when you enroll.

  • ODU Student Hourly or Research Foundation Casual Student Hourly
  • Regular Hourly Employees, Classified Staff, and Faculty of any type
  • Graduate Students who receive funding that is paid through ODU or Research Foundation's Accounts Payable
  • Graduate Students receiving fellowships not associated directly with Old Dominion University or the Research Foundation

Questions regarding eligibility for coverage should be directed as follows:

Questions regarding the payment of the subsidy should be directed to gradhealth@odu.edu. If you do not receive your subsidy, please contact us as soon as possible. Subsidies cannot be awarded retroactively beyond the plan year.

Plan Highlights

  • This plan complies with the Affordable Care Act (ACA) requirements for student health plans. Health insurance plans are rated on a metal leveling system, with Platinum being the highest and Bronze being the lowest. This plan is rated as Gold level coverage, which is considered to be very good and designed to pay approximately 80% of the total cost of the policy's benefits.

  • No annual plan maximum.
  • Low deductibles - $250 for in-network and $500 annually for out-of-network annually.
  • Low out of pocket maximums - $4,000 for in-network and $7,000 for out-of-network annually.
  • Deductibles, co-insurance, and co-pays (including prescriptions) all apply to the out-of-pocket maximum.

  • General Medical Services available 24/7
  • Mental Health Services are available 7:00 am to 9:00 pm
  • No co-payment required for covered students
  • Students without coverage pay a fee based on the service.
    • General Medical fee - $40
    • Mental Health Services
      • Therapist - $85
      • Psychiatrist - $200 for first visit and $95 for on-going visits
  • Service can be accessed via the HealthiestYou app or by phone at 1-855-870-5858.

Post-Doctoral Fellows hired by Old Dominion University or the Old Dominion University Research Foundation and their eligible dependents are eligible in the UnitedHealthCare StudentResources non-subsidized plan. Post-Doctoral Fellows are not eligible for the health insurance subsidy. Enrollment can be completed online at www.uhcsr.com/odu during the open enrollment period. Look for the Enroll Online Now! link. Payment in full is required when you enroll.

2022-2023 Premiums

 

Fall Premium

8/1/22 - 12/31/22

Spring/Summer Premium

1/1/23 - 7/31/23

Student $1,118.00 $1,565.00
Spouse $1,250.00 $1,731.00
One Child $1,250.00 $1,731.00
Two or more Children $2,500.00 $3,462.00
Spouse and two or more children $3,750.00 $5,193.00

Additional Information

Sometimes things don't happen on schedule, and you have to change your health insurance coverage. We call those qualifying life events. Examples include turning 26 and losing your parent's health insurance, getting married, having a baby, or loss of employment. There are a few other qualifying life events as well. Please email if you believe you have a QLE, need to make changes to your coverage, or have any questions. If you're an international student, please email intlstu@odu.edu.

Note: in your request to change coverage, include documentation of the QLE date.

If you graduate and your plan is expiring, you are eligible to apply to continue your enrollment for a maximum of 60 days. You must enroll for continuation coverage within 31 days of the expiration of your plan. For more information or to get an enrollment form, click here.

COBRA is not provided under this plan.

For other short-term health insurance options, United HealthCare has a sister company, UHOne, that offers a variety of health, dental, and vision plans that may meet your needs. Other companies also provide individual short-term coverage that you can find by doing a Google search.

In addition to health insurance coverage, United Healthcare StudentResources also offers optional dental and vision coverage. These options are both twelve-month policies, and they can be selected individually and separately from the health insurance coverage. The open enrollment period for this coverage is during the Fall semester only.

For more information regarding the optional dental and vision coverage, go to the United HealthCare StudentResources website.

Old Dominion University's Student Health Center has information for on-campus health services such as immunizations & vaccinations, prescriptions, laboratory services, and more. Book your appointment at 757-683-3132.

Old Dominion University does not offer legal advice or recommendations regarding health insurance options for students. Students with general questions about health insurance may contact Darrylnet Lyttle, Director, Student Health Services at 757-683-3132.