Financial aid includes grants and scholarships as well as education loans.
Grants and scholarships are gift aid, which does not usually require repayment but recipients may have other requirements (i.e., course of study, service, need, merit) in order to receive funding.
Education loans require repayment, which begins after a grace period. The grace period starts when a student drops below half-time enrollment (ideally because of graduation).
Available loans include the Federal Direct Unsubsidized and Direct Grad PLUS loans. The Health Resources Services Administration (HRSA) also provides funding for primary care loans, loans for disadvantaged students, and loans for students in the MD program. There are also a limited number of institutional loans based on extreme need.
Regardless of your level of satisfaction with your education, student loans must be repaid. Under certain circumstances, borrowers may qualify for some forms of loan forgiveness (i.e., public service loan forgiveness, etc.) during loan repayment.
Education Loans
Loans are funds that require repayment. We participate in the Direct Unsubsidized and Direct Grad PLUS Loans Program and the HRSA Title VII loans for MD students.
MD students interested in practicing primary care, or qualifying as coming from a disadvantaged background, may apply for loans offered by the Department of Health and Human Services under Title VII. Students who indicate their desire to be considered for need-based institutional loans may be eligible for school-administered loans. Private or alternative loans may also be available, but Financial Aid urges extreme caution in using those loans.
Students enrolled at least half-time in a degree or approved graduate certificate program are eligible to apply for federal student loans. Learn more about the application process and eligibility requirements. Students will receive an award notice detailing loans for which they are eligible to complete the loan process.
Federal loans would include Title IV loans such as the Direct Unsubsidized Loan and the Direct Grad PLUS Loan. MD students may be eligible for federal Title VII loans from the Health Resources and Services Administration (HRSA).
All federal loans carry a right of rescission or the right to cancel.
Students should carefully read all rights and responsibilities associated with each loan as provided in the promissory note for each.
Note: Interest rates for each academic year are available online from the federal government. Historical rates are also available.
Interest rates for direct loans
first disbursed on or after July 1, 2024*
|
Loan Type |
Borrower type |
Loans first disbursed on or after July 1, 2024, and before July 1, 2025 |
Loans first disbursed on or after July 1, 2025, and before July 1, 2026 |
|---|---|---|---|
|
Direct subsidized loans |
Undergraduate |
6.53% |
6.39% |
|
Direct unsubsidized loans |
Undergraduate |
6.53% |
6.39% |
|
Direct unsubsidized loans |
Graduate or professional |
8.08% |
7.94% |
|
Direct PLUS loans |
Parents and graduate or professional students |
9.08% |
8.94% |
All interest rates shown in the chart above are fixed rates for the life of the loan.
*Excerpted from the Office of Federal Student Aid.
Direct Unsubsidized Loan
Graduate students are only eligible to receive Direct Unsubsidized Loan. Unsubsidized means the loan accrues interest in the student's name during periods of enrollment, grace, deferment, or forbearance, as well as repayment.
- The interest rate is 7.94%
- 1.057% origination/default fee held by the federal processer from each disbursement (effective October 1, 2025, through September 30, 2026).
- 6-month grace period between enrollment and repayment
- Annual limit:
- School of Health Professions programs: $20,500
- MD program: $40,500 (higher during M3 and M4 years)
- Aggregate for undergraduate and graduate:
- EVMS School of Health Professions programs: $138,500
- MD program: $224,000
- Public Health (MPH): $224,000
- Healthcare Administration (MHA): $224,000
Standard repayment is over 10 years. Higher levels of borrowing may entitle the borrower to up to 25 years to repay under certain repayment options. Learn more about the Direct Unsubsidized Loan.
Direct Grad PLUS Loan
Graduate students who complete the FAFSA are eligible to apply for a Direct Grad PLUS Loan for the difference between their cost of attendance budget less any other financial aid they are utilizing. The Grad PLUS Loan is an unsubsidized loan. Unsubsidized means the loan accrues interest in the student's name during periods of enrollment, grace, deferment, or forbearance, as well as repayment.
- The interest rate is 8.94%
- 4.228% origination fee withheld by federal processer from each disbursement (effective October 1, 2025, through September 30, 2026)
- 6-month automatic forbearance between enrollment and repayment
- Credit-based (may require a creditworthy cosigner)
Standard repayment is over 10 years. Higher levels of borrowing may entitle the borrower to up to 25 years to repay under certain repayment options. Learn more about the Direct Grad PLUS Loan.
HRSA Title VII Loans (MD students only)
Loans for Disadvantaged Students or Primary Care Loans from Title VII funding from the HRSA may also be awarded to qualified students subject to the availability of funding. Learn more about the requirements for these loans:
To apply for these loans, complete the steps detailed under the application process that pertain to Title VII aid.
Because of the generosity of the community and alumni, students may receive one of the institutional loan funds. Awarded based on need and availability of funds, these loans are subsidized. Subsidized means that interest is waived during periods of enrollment, grace, or deferment.
- Interest rate 5%
- 12-month grace period between enrollment and repayment
- 10-year standard repayment
- No origination/default fee
University Accounting Services acts as originator and servicer for these loans as a third-party servicer. Students will be required to complete online entrance counseling and a promissory note, as well as review required disclosures.
Private or alternative loans are loans not from federal or institutional sources. These loans may be available based on good credit or with a credit-worthy cosigner. Financial Aid urges extreme caution with this type of loan. Be sure you exhaust all federal and institutional sources first and carefully examine the terms and conditions, including repayment options, before committing to a private or alternative loan.
Private educational loans:
- will reduce your eligibility for other loans
- may have interest rates that adjust monthly
- cannot be consolidated later with other Title IV federal loans via federal direct consolidation
- may or may not have forbearance options during residency
- cannot be consolidated in a federal consolidation loan in order to take advantage of income-based repayment or possible federal loan forgiveness programs
Note that medical residency and relocation loans are not included in the definition of private or alternative loans as they are not for educational purposes.
International students enrolled in health professions programs may be eligible to apply for some private loans. However, they are usually required to have a credit-worthy U.S. citizen or permanent resident as a cosigner.
Our institute does not have preferred lenders for private or alternative student loans and does not track the current rights and responsibilities of various private lenders. We urge students to be educated borrowers and carefully read all disclosures provided. In recent years, students have used the following private lenders:
This list is not presented in any order nor does it represent a complete list of those companies offering private student loans. Please use caution in applying for or accepting private education loans.
Students enrolling should plan their finances to have funds to support them for the first month of each term in order to allow time for the release of aid, disbursement to the student account, and processing of credit balance refunds. Unexpected emergencies happen. A small emergency loan may be available to help cover those emergency expenses until financial aid is released.
An emergency loan carries no fee or interest if paid within 30 days. The amount of the loan is applied to the student's tuition account as a charge. The most common method of repayment is the disbursement of financial aid for the next term.
Students must meet with Financial Aid to complete an emergency loan application and discuss the amount needed. Applications for $500 or less may be approved by a Financial Aid Counselor. Larger amounts may require additional signatures from the Director, Associate Director, and/or Associate Dean of Admissions and Enrollment. Once approved, the application is delivered to Financial Services for processing. The check, authorization for use of Title IV aid, and promissory note will be available at Financial Services no sooner than 24 hours (one business day). Students will be notified by a student loan officer in Financial Services when the paperwork is ready to be completed. Students must go to Financial Services to sign the promissory note and take delivery of the check.
Caution: This loan is an advance on your funding for the term and not additional funding. Using funds early may result in a shortage of funds before the end of the term. Carefully review your program calendar for start dates. Your scheduled disbursement dates are reflected on the disbursements tab of your Online Financial Aid System under each academic year to assist you with your financial planning. Typically, when all requirements have been met for classroom programs, your aid will be processed on the first day of each term. For distance or hybrid programs, your aid will be released on the eighth day of the term (or the next business day). All aid is released initially in as close to equal amounts as possible over the academic year to your student tuition account.
Scholarships are awarded based on financial need, merit, or fields of interest in medicine. All students wishing to be considered for scholarships are required to submit a Financial Aid and Scholarship Application to Financial Aid by the published deadline. Development continues to work diligently with the community and donors to help grow available funds.
The Commonwealth of Virginia provides funding for scholarships to degree-seeking Virginia residents attending our Institution. Need determination along with residency is part of the approval process. The average state scholarship for eligible graduate and professional students is $1,000-$2,000, depending on the program of study.
Virginia Military Survivors and Dependents Education Program
The Virginia Military Survivors and Dependents Education Program (VMSDEP) provides eligible students enrolled in a Virginia public college or university with certain education benefits in acknowledgment of the military service and sacrifice of their military parent or spouse. To be eligible, a student must be accepted by and enrolled in a Virginia public college or university, and the student must be a spouse of a qualifying military service member or a child between the ages of 16 and 29 (inclusive) of a qualifying military service member. Visit the Virginia Department of Veterans Services or contact the Virginia Department of Veteran Services in Richmond at 804.225.2083 for more information.
Note: Macon & Joan Brock Virginia Health Sciences At Old Dominion University does not apply waivers retroactively. Current waivers are applied to current and/or future terms as determined by DVS.
Continue to search for any and all resources, including outside scholarships and/or low-interest loans. Look to alumni groups, civic organizations within the community, religious affiliation as well as any organization with which you or a member of your family has a connection. Do not be afraid to approach family, friends, or members of your community. Not everyone will be able to help, but by networking, you may connect with an individual or organization that can assist. Every gift dollar received is a dollar less to borrow and a dollar less to repay in achieving your educational goals.
Consider:
- speaking with parents and extended family members about assistance, however small
- Do any of their employers offer scholarships or sponsoring programs? Can they help pay interest on your loans while you are enrolled?
- speaking with your family doctor to see if they can act as a mentor or perhaps suggest a patron or benefactor
- using free scholarship search sites such as FastWeb and Sallie Mae Graduate School Scholarship to search for outside resources
- searching for program-specific funding like the National Health Service Corps Scholarship program for MD and Physician Assistant students or the Health Professions Scholarship Program scholarships for medical or physician assistant students entering the military
- other government funding agencies, such as the following:
Whenever Financial Aid learns of possible scholarships, we will post to myPortal and send an announcement to eligible group(s) at their email address. We also maintain records of which students have applied in the past. This is not meant to be an up-to-date or complete listing, simply a historical one, but the list is reviewed annually to confirm web addresses, etc. Please contact us by phone at 757.446.5804 or by email at finaid@evms.edu if you experience any broken links or inaccurate information so we may update this listing.
| Katherine A. Treherne, MD Scholarship | The Katherine A. Treherne, MD Scholarship shall be awarded to an M3 student accepted into the MD program at Eastern Virginia Medical School, part of Macon & Joan Brock Virginia Health Sciences at Old Dominion University. Student(s) must meet one or more of the following criteria: Be in good academic standing, demonstrate financial need, demonstrate interest in serving underserved communities, and have faced challenging social, economic, educational, or other life circumstances. Preference will be given to students with ties to Hampton Roads or to those who demonstrate intent to practice medicine in Hampton Roads or Virginia. Students must submit a 250-word personal statement detailing how they would incorporate Friends of Hampton Roads, Inc. organizational values as a student, and in the future as a practicing or/academic physician. The Office of Financial Aid will present qualified candidate essays to the Foundation for blind review. The Foundation will coordinate with the Donor to select the recipient(s) within seven (7) days of receiving the materials to ensure timely award distribution. The scholarship is renewable. |
| Dorothy M. Middleton Memorial Scholarship | The Dorothy M. Middleton Scholarship is a full-tuition scholarship, awarded to a 4th year medical student from Virginia based on merit and financial need. Applicants are asked to complete the required essay. |
| Lisa M. Wright, MD '78 | The Lisa M. Wright, MD '78 Scholarship is awarded to an third-year or fourth-year student enrolled at Eastern Virginia Medical School interested in community medicine who demonstrates financial need and is in good academic standing. This scholarship is renewable. |
| Bradley J. Waitzer Endowed Scholarship | The Bradley J. Waitzer Endowed Scholarship is awarded to a first-year student accepted into the MD program at Eastern Virginia Medical School with an interest in Primary care. The recipient must demonstrate a willingness to practice in Hampton Roads following Residency and demonstrate financial need and be in good academic standing. This scholarship in not renewable. |
| Rebecca D. Cintron, MD '89 Endowed Scholarship | The Rebecca D. Cintron, MD '89 Endowed Scholarship is awarded to a medical student based on financial need. The award is renewable. |
| The W. Ashton Lewis, Sr. Endowed Scholarship | The W. Ashton Lewis, Sr. Endowed Scholarship is awarded to a first-year medical student who is a Hampton Roads resident in good academic standing demonstrating financial need as secondary criteria. The award is renewable. |
| The Grace Parker Tazewell Scholarship | The Tazewell Scholarship is awarded to a student in the Master of Physician Assistant program with demonstrated financial need. This scholarship is renewable. |
| Dr. C.J. Andrews Scholarship Fund | The Dr. C.J. Andrews Scholarship is awarded to a fourth-year medical student who has an interest in OB/GYN. |
| Rodriguez-Frousios Family Scholarship | The Rodriguez-Frousios Family Scholarship is awarded to a student in the MD program, who is from outside the state of Virginia, demonstrates financial need and is in good academic standing. The scholarship award is renewable. |
| Whibley Family Scholarship | The Whibley Family Scholarship is awarded to a medical student demonstrating financial need who is a graduate of a Norfolk Public High School or William & Mary. The award is renewable at the discretion of the Office of Financial Aid. |
| Joseph and Saide Mehfoud Memorial Scholarship | The Joseph and Saide Mehfoud Memorial Scholarship is awarded to a third-year medical student who is a resident of the state of Virginia, demonstrates financial need, and is in good academic standing. A strong preference will be given to a student who is married, especially with children. |
| Association of American Physicians of Indian Origin - HR | The Association of American Physicians of Indian Origin (AAPI) Scholarship is a merit-based scholarship awarded to a first-year MD student enrolled in the MD program at the Macon & Joan Brock Virginia Health Sciences Eastern Virginia Medical School at Old Dominion University. Students must submit and essay of approximately 250 words describing how they would incorporate AAPI_HR organizational values as student, and in the future as a practicing or/academic physician. Preference given to students who have graduated from a high school and/or college in the Hampton Roads area (Williamsburg, Suffolk, Hampton, Newport News, Chesapeake, Virginia Beach, and Norfolk). The scholarship is not renewable. |
| Raojibhai Patel Scholarship Fund | The Raojibhai Patel Scholarship is awarded to a first-year medical student, who demonstrates financial need and is in good academic standing. Preference will be given to a student who is from or resides in Franklin, VA. This scholarship is renewable. |
| The Colpitts Family Fund | The Colpitts Family Fund scholarship is awarded to a first-year student enrolled in the MD program at EVMS with demonstrated financial need, and in good academic standing. The student must be a Hampton Roads resident (to include Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Suffolk, Portsmouth) defined as having graduated from a high school and/or college in the region. If there is no student from Hampton Roads who meets the criteria, the Office of Financial Aid may select a student with established Virginia residency. The scholarship is renewable. |
| The Connie and Marc Jacobson MD Scholarship | The Connie and Marc Jacobson MD scholarship is awarded to a medical student that demonstrates merit. |
| The Fine Family Scholarship | The Fine Family Scholarship is awarded to a third-year MD student in good academic standing with an interest in internal medicine or family and community medicine. |
| Thomas J. Manser, MD Scholarship for Excellence | The Thomas J. Manser, MD Scholarship for Excellence is awarded to a third-year or fourth-year medical student who has expressed interest in pursuing Internal Medicine after graduation; demonstrates financial need; be in good academic standing. The scholarship is renewable. |
| Dr. and Mrs. Hugh Hemsley Endowed Scholarship | The Hugh Hemsley Scholarship is awarded to a third or fourth year MD student, who has indicated an interest in emergency medicine, has had experience as a first responder (EMT, Police Officer, Firefighter; Volunteer or Paid) in the past 5 years, and is in good academic standing. Applicants must present documentation of his/her experience and/or provide a brief essay of 250 words or less describing his/her experience as a first responder. |
| M. Kirwan King, M.D. Scholarship | The M. Kirwan King, MD Scholarship is awarded based on financial need: a medical student with ties to the North Neck of Virginia, which includes Westmoreland, Richmond, Northumberland, and Lancaster counties of Virginia; Medical student with ties to the Eastern Shore region of Virginia; Medical student with ties to an alternate rural area of Virginia, which is defined by the Isserman Rural definition as a county with a population density with less than 500 people per square mile, and 90% of the county population is in a rural area, or the county has no urban area with a population of 10,000 or more. |
| Lemuel and Sandra Lewis Scholarship Fund | The Lemuel and Sandra Lewis Scholarship fund supports a student from Virginia who is a first-year student in the medical program and demonstrates financial need. |
| Ihlemann-Roman MD Scholarship | The Ihlemann-Roman MD Scholarship is awarded to a student enrolled in the MD Program, who demonstrates financial need and good academic standing. |
| Harold D. and Carol L. Jones, MD '81 Endowed Scholarship | The Jones Scholarship is awarded to a student accepted into the MD program at EVMS; Be a current resident or graduate of a high school on the Middle Peninsula in Virginia (Gloucester County, Matthews County, Middlesex County, King and Queen County, or West Point) as noted in their Financial Aid application; Be in good academic standing. The scholarship is renewable. |
| Macon & Joan Brock Opportunity Scholarship | The Macon & Joan Brock Opportunity Scholarship will be awarded to first-year medical students enrolled at EVMS who have demonstrated one or more of the following criteria; financial need, academic merit, an interest in serving underserved communities and/or has faced challenging social, economic, educational, cultural, or other life circumstances and has participated in an EVMS pathway program. Preference will be given to students domiciled in Virginia, with ties to Hampton Roads, or to those who demonstrate intent to practice medicine in Hampton Roads or Virginia upon completion of residency/fellowship. The scholarship is renewable. |
| Holland Family Scholarship Fund | The Holland Family Scholarship Fund is awarded to a first-year medical student with financial need and a strong interest in family medicine. A candidate who is a graduate of Hampden Sydney College will be given preferential awarding. |
| Earhart Endowed Scholarship | The Earhart Endowed Scholarship is awarded to a medical student who is a resident of the United States and demonstrates both financial need and merit. |
| Drs. Peter and Michelle Capizzi Endowed Scholarship | The Drs. Peter and Michelle Capizzi Endowed Scholarship is awarded to a student accepted into the MD program at Eastern Virginia Medical School. Demonstrate financial need and be in good academic standing. The scholarship is renewable. |
| C. E. Thurston Scholarship Fund | The C.E. Thurston Scholarship is awarded to a graduate of Virginia Military Institute. Should no student meet this criteria, then the scholarship would be awarded based on financial need for a one-year period only. |
| Alice & Harry Pariser Endowed Scholarship Fund | The Alice and Harry Pariser Endowed Scholarship is awarded to a promising medical student with significant financial need. |
| James E. Etheridge, Jr., MD and Ahmad A., MD/St. Mary's Home Scholarship | The James E. Etheridge, Jr., MD and Ahmad A. Shoabi, MD / St. Mary's Home Scholarship is awarded to a rising fourth-year medical student who is a resident of Virginia, and who has expressed a commitment to practice pediatrics in Eastern Virginia. |
| Annette Kagan Memorial Scholarship | The Annette Kagan Memorial Scholarship is awarded to a second-year, medical student with demonstrated financial need. Submit an essay describing a time when you made a meaningful difference in someone else's life. What motivated you to take action, and how did the experience shape your understanding of compassion and responsibility? How do you plan to continue demonstrating care and empathy in your future goals? (250 words or less) |
| Jeniffer M. Campo, MD Endowed Scholarship | The Jenniffer M. Campo, MD Endowed Scholarship is awarded to a first-year MD student who demonstrates a financial need, is in good academic standing and has an interest in pursuing a medical career in the primary care field. |
| CRMC Medical Staff Scholarship Fund | The Chesapeake Regional Medical Center (CRMC) Medical Staff Scholarship is awarded to a first-year medical student who is a resident of Virginia. The student must be in good academic standing and demonstrate financial need. |
| Jock R. Wheeler, M.D. Scholarship Fund | The Jock R. Wheeler, MD Scholarship is awarded to a medical student who is a Virginia resident and has demonstrated academic excellence. |
| Kay and Al Abiouness MD Endowed Scholarship | The Kay and Al Aboiuness MD Endowed Scholarship is awarded to a first-year student accepted into the MD program at Eastern Virginia Medical School. Be a current resident of the Hampton Roads region or a graduate of a high school located in Hampton Roads. If no eligible student from Hampton Roads is identified, students from the Commonwealth of Virginia may be considered. Demonstrate financial need. Be in good academic standing. The scholarship is renewable. |
| Aston Family Scholarship | The Aston Family Scholarship is awarded to a first-year medical student accepted into the MD program who demonstrates financial need and good academic standing. |
| M.W. Talbot Scholarship | The M.W. Talbot Scholarship is awarded to a medical student with demonstrated financial need. |
| Earhart Scholarship | The Earhart Scholarship provides full tuition for a medical student who is a resident of the state of Virginia and demonstrates financial need and merit. |
| Tzavaras Family Scholarship Fund | The Tzavaras Family Scholarship is awarded to a first-year MD student from Hampton Roads with an engineering or non-traditional undergraduate degree program. Should no student from Hampton Roads area meet this criteria, then a student from Virginia may be selected. |
| The Lillie P. Walker Memorial Scholarship | The Lillie P. Walker Memorial Scholarship is awarded to a medical student that has demonstrated both need and merit. |
| MD Scholarship | The MD Scholarship is awarded to a first-year medical student. The student must demonstrate financial need and be in good academic standing. |
| The Bradley Family Scholarship Fund | The Bradley Family Scholarship is awrded to a first-year medical student (Ml) accepted into the MD program; Demonstrate financial need; Have residency status within the Commonwealth of Virginia; Have an interest in practicing family and community medicine within a rural community; Be a student with a connection to a rural area as defined by the Isserman definition anywhere in the continental United States (examples include prior residency in a rural area, graduate of a high school in a rural area, and/or an immediate family member (mother, father, sibling) living in a rural community. |
| Mohan H. Goudar, MD Memorial Scholarship | The Mohan H. Goudar, MD Memorial Scholarship is awarded to a student entering the MD program (M1) who is from the Commonwealth of Virginia. The student must demonstrate academic excellence and financial need, and be in good academic standing. |
| John B. Baines Scholarship Fund | The John B. Baines Scholarship is awarded to a medical student who has demonstrated financial need. |
| "Be the Spark"- the Volman-Winn Scholarship | The "Be the Spark" Scholarship is awarded to a fourth-year medical student demonstrating financial need and merit who has an interest in Internal Medicine with a sub-specialty in Oncology or Geriatrics or an interest in Neurology. |
| Virginia Oncology Associates Scholarship | The Virginia Oncology Associates Scholarship is awarded to a student enrolled in the MD program who demonstrates both academic merit and financial need, with preference given to students interested in pursuing a career in oncology and hematology medicine. The scholarship may be renewable. |
| Glennan Scholarship | The Glennan Scholarship is a need based scholarship awarded to a third-year medical student with an interest in Primary Care (Internal Medicine or Family & Community Medicine) with subspecialty interest in Geriatrics. Recipient having lived in Hampton Roads and/or graduated from a Hampton Roads high school will receive first consideration. |
| Jacquelin Batten Culpepper Endowed Scholarship | The Jacqueline Batten Culpepper Endowed Scholarship is awarded to an enrolled MD student, who demonstrates financial need and is in good academic standing. |
| The Warsof Family Scholarship | The Warsof Family Scholarship is awarded to a third-year medical student interested in OB/GYN who demonstrates financial need and is in good academic standing. |
| J. Samuel Goldback Scholarship | The J. Samuel Goldback Scholarship is awarded to a medical student who has demonstrated financial need. |
| EVMS Class of 1976 Scholarship | The EVMS Class of 1976 Scholarship is awarded to a medical student who demonstrates financial need and is in strong academic standing. Each candidate is required to provide a short narrative of no more than 250 words describing an experience or life event that helped shape their willingness to try new things or explore new places in the face of adversity. |
| Sentara Endowed Scholarship | The Sentara Endowed Scholarship is awarded to a medical student with demonstrated financial need. Preference is given to a student who is a resident of Hampton Roads. |
| Community Faculty Student Scholarship | The Community Faculty Student Scholarship is awarded to a medical student with demonstrated financial need. |
| Robert Waddell, MD Family Endowed Scholarship | The Robert Waddell, MD Family Endowed Scholarship is awarded to a first-year MD student who is a Hampton Roads resident and has completed undergraduate studies in Virginia. The student must be in good academic standing and demonstrate financial need. |
| Ernestine Boyce Scholarship | The Ernestine Boyce Scholarship is awarded to a deserving medical student who otherwise would not be able to attend medical school. |
| John C. and Betty W. Crawford Scholarship | The John C. and Betty W. Crawford Scholarship is awarded to a first-year medical student demonstrating academic excellence, demonstrate financial need, and be in good academic standing. |
| Philip O. Geib, MD Scholarship Fund | The Philip O. Geib, MD Scholarship Fund is awarded to an EVMS medical student with an interest in family medicine who is in good academic standing and demonstrates merit. |
| Helen O. Hill Memorial Scholarship | The Helen O. Hill Memorial Scholarship is awarded to a medical student that demonstrates both financial need and academic excellence. |
| Dorothy M. Middleton Memorial Scholarship | The Dorothy M. Middleton Scholarship is a full-tuition scholarship, awarded to a first-year medical student from Virginia based on merit and financial need. The scholarship is renewable for the following three years of medical school. Applicants are asked to complete the required essay. |
| Nancy Kelly Memorial Scholarship | The Nancy Kelly Memorial Scholarship is awarded to a first-year medical student in good academic standing with demonstrated financial need. A student who graduated from Virginia Wesleyan University is preferred. |
| Nannie & Luther Upton Scholarship | The Nanie and Luther Upton Scholarship is awarded to a student pursuing post-graduate training in orthopedic surgery with preference given to M4s |
| MD Alumni Scholarship Fund | The MD Alumni Scholarship fund is a merit-based tuition assistance awarded to a rising M1 student with a proven record of community service and leadership; requires a 250 word narrative about why they should be selected and one letter of reference. The recipient agrees to attend one alumni engagement event. |
| Captain David Brown Aerospace and Medical Research Fund | The Captain David Brown Aerospace and Medical Research Fund awards a scholarship to a first-year MD student with an interest in aerospace medicine or explorative medical research. This scholarship is renewable for the subsequent 3 years contingent on maintaining an acceptable academic performance. Students chosen by the Captain Brown Selection Committee. |
| Constantine T. & Penelope M. Andreopoulos Scholarship | The Constantine T. & Penelope M. Andreopoulos Scholarship is awarded to a first-year medical student interested In Family and Community Medicine who demonstrates financial need and is in good academic standing. |
| The Jonathan H. Dinh, MD '98 Endowed Scholarship | The Jonathan H. Dinh, MD '98 scholarship is awarded to a student who is a resident of California demonstrating financial need. |
| Dreyfus Family Scholarship | The Dreyfus Family Scholarship is awarded to a first-year medical student in good academic standing with financial need. The recipient must be a Hampton Roads resident (to include Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Suffolk, and Portsmouth) defined as having graduated from a high school and/or college in the region. The scholarship is renewable at the discretion of the Office of Financial Aid. |
| Employee Endowed Scholarship Fund | The Employee Endowed Scholarship Fund is awarded to a student who has a parent who is currently works at Eastern Virginia Medical School or Eastern Virginia Medical School - School of Health Professions. The student must be enrolled in a degree-granting program and be in good academic standing. The EVMS Legacy employee must have at least one year of service at the institution. |
| Roger Gregory Magruder, MD Scholarship | The Roger Gregory Magruder, MD Scholarship supports a third-year MD student in good academic standing with an interest in internal medicine. |
| Kent Adams Memorial Scholarship | The Kent Adams Memorial Scholarship is awarded to a third or fourth-year medical student who is a Virginia resident with demonstrated financial need and an interest in cardiology. |
| Elise & Henry Clay Hofheimer, II Scholarship Fund | The Elise & Henry Clay Hofheimer, II Scholarship is awarded to a medical student with demonstrated financial need. |
| EVMS Administrative Resource Council | The EVMS Administrative Resource Council Scholarship is a need-based scholarship awarded on a rotating basis between the School of Medicine and the School of Health Professions. For the School of Health Professions, the award will be given on a rotating basis between all programs. |
| Dr. John W. Baker, Jr. Memorial Scholarship | The Dr. John W. Baker, Jr. Scholarship is awarded to a student from the Hampton Roads region of Virginia. |
| The Lynne and Paul Farrell Endowed Scholarship | The Lynne and Paul Farrell Endowed Scholarship is awarded to a first-year student accepted into the MD program, demonstrating financial need and in good academic standing. This award is renewable. |
| Stenberg Family Scholarship | The Stenberg Family Scholarship is awrded to a second-year MD student who qualifies as disadvantaged as defined by the AAMC and identified in the student's AACAS application. Student must demonstrate financial need and be in good academic and professional standing. The scholarship may be renewable and awarded in conjunction with another scholarship, with the exception of full tuition scholarships. In the event that two or more students identified as disadvantaged have the same or very similar financial needs, preference will be given to the student who self-identified as first generation, in addition to disadvantaged. If no student identifies as such, the committee may use essay written on their AMCAS as discerning factor. |
| Su Ja Chai Scholarship | The Su Ja Chai Scholarship is awarded to a first-year student in the MD program, who demonstrates financial need and is in good academic standing. Student must submit a 250-personal statement describing their experience in mission work undertaken in a developing country. This scholarship is renewable. |
| T. Ray Hassell Memorial Endowed Scholarship | The T. Ray Hassell Memorial Endowed Scholarship is awarded annually to a medical student over each of his/her four years. The student must demonstrate meaningful ties to the City of Chesapeake: the student must be born, raised or educated in the City of Chesapeake, or show meaningful ties to the city. |
| Carolyn and Richard Barry Scholarship | The Carolyn and Richard Barry Scholarship will be awarded to a student enrolled in the MD program as an M1, permanently resides in the state of Virginia and is in good academic standing. |
| Richard B. Abrahamian, DDS Endowed Scholarship | The Richard B. Abrahamian, DDS Endowed Scholarship is awarded to an MD student with demonstrated financial need and demonstrated academic excellence. |
| Nancy U. Thiemeyer Memorial Scholarship | The Nancy U. Thiemeyer Memorial Scholarship is awarded to a rising fourth-year medical student with the intent to pursue post-graduate training in orthopedic surgery. |
| Sidney S. Kellam & Odie B. Kellam Endowed Scholarship | The Sidney S. Kellam and Odie B. Kellam Endowed Scholarship is awarded to a student based on financial need and/or academic excellence. |
| Large - O'Neil Family Scholarship Fund | Large - O'Neil Family Scholarship Fund is awarded to a first-year medical student who has financial need and is in good academic standing. This award is renewable. |
| Brooke Carrington, MD Memorial Scholarship | The Brooke Carrington, MD Memorial Scholarship is awarded to a third or fourth-year MD student who has an interest in Emergency Medicine, demonstrates financial need, and is in good academic standing. Please submit an essay not to exceed 500 words outlining past, current, and future leadership activities and aspirations. |
| Max Comess Scholarship Fund | The Max Comess Scholarship is awarded to a deserving medical student and/or resident pursuing research in renal medicine. |
| French, Wallace, and Anderson Norfolk Academy of Medicine Alliance Scholarship | The French, Wallace, and Anderson Norfolk Academy of Medicine Alliance Scholarship is awarded to a medical student that demonstrated both financial need and academic excellence. |
| The Mary Lewis & Charles Weddle Scholarship | The Mary Lewis and Charles Weddle Scholarship is awarded to a student who demonstrates both merit and need. |
| Thelma Marie Newill Endowed Scholarship | The Thelma Marie Newill Endowed Scholarship is awarded to a first-year MD student who demonstrates financial need and is in good academic standing. The student must have a demonstrated record of community service. This award is renewable. |
| Michael Rothkopf, MD '79 Scholarship in Metabolic Medicine | The Michael Rothkopf, MD '79 Scholarship in Metabolic Medicine is awarded to a third-year medical student in good academic standing who has a financial need. The student must also demonstrate an interest in clinical nutrition, metabolic medicine and obesity prevention and/or have previous experience in the nutrition and dietetics field. Must provide a brief essay of 250 words or less describing your interest and/or experience. |
| Rebecca Johnson Fund | The Rebecca Johnson Scholarship is awarded to a first-year medical student at EVMS who is a Virginia resident, and demonstrates merit. |
| Miss. Gill Leaman Endowed Scholarship | The Miss. Gill Leaman Endowed Scholarship is awarded a third or fourth-year MD student with an expressed interested in Rheumatology, seeking a residency in Internal Medicine or Pediatrics Primary care. |
| Dr. Barton A. Cohen Scholarship | The Dr. Barton A. Cohen Scholarship is awarded to a medical student with demonstrated financial need. |
| Daniel N. Anderson, MD and W. McDowell Anderson, MD '78 Scholarship | The Daniel N. Anderson, MD and W. McDowell Anderson, MD '78 Scholarship is awarded to an MD student in good academic standing with active participation in community service or volunteerism in a free clinic. |
| Verizon Scholarship Fund | The Verizon Scholarship is awarded to a medical student who is a resident of Virginia, based on his/her credentials and academic performance. |
| Robert B. & Ruth M. Glisson Memorial Scholarship Fund | The Robert B. and Ruth M. Glisson Memorial Scholarship is awarded to a medical student with demonstrated financial need. |
| The Mark R. Warden Scholarship for MD Students | The Mark R. Warden Scholarship for MD Students is awarded to an M1 MD student who demonstrates academic excellence; from the Commonwealth of Virginia; and be in good academic standing. |
| The Lilly and Zouheir Abuhamad Scholarship | The Lilly and Zouheir Abuhamad Scholarship is awrded to a student enrolled in the PA or SA program at EVMS; demonstrate financial need and be in good academic standing. This scholarship is renewable. |
| Alvin E Harris, MD '78 Endowed Scholarship | The Alvin E. Harris MD '78 Endowed Scholarship is awarded to a third or fourth-year medical student with an interest in primary care. This student must be from Southampton County, VA and be in good academic standing. |
| Theresa A. Thomas Foundation Endowed Scholarship | The Theresa A. Thomas Foundation Endowed Scholarship is awarded to a medical student who intends to specialize in primary care, such as family and community medicine, OB/GYN, and pediatrics. |
| Dr. and Mrs. James W. Rawles Endowed Scholarship | The Dr. and Mrs. James W. Rawles Endowed Scholarship is awarded to a medical student who is a Virginia resident from the rural areas of the Commonwealth, demonstrating financial need and academic excellence. |
| Kay and Al Abiouness Endowed Scholarship for Pediatrics | The Kay and Al Abiouness Endowed Scholarship in Pediatrics is awarded to an M4 in the MD program who is a resident of Virginia and demonstrates an interest in Pediatrics. |
| EVMS Foundation Board of Trustees Scholarship | The EVMS Foundation Board of Trustees Scholarship shall be awarded to a first-year medical student, who demonstrates financial need and is in good academic standing. This award is renewable. |
| The Anne Scott Daughtry Medical Education Scholarship | The Anne Scott Daughtrey Medical Education Scholarship is awarded to a medical student who has demonstrated financial need. |
| The Challen Scholarship | The Challen Scholarship is awarded to a medical student from Virginia with high academic potential who intends to provide services to underserved populations in the areas of family medicine, internal medicine, pediatrics or OB/GYN, and intends to stay in Virginia for his/her professional career. |
| CRMC Medical Staff Endowed Scholarship | The Chesapeake Regional Medical Center (CRMC) Medical Staff Scholarship is awarded to a first-year medical student who is a resident of Virginia. The student must be in good academic standing and demonstrate financial need. |
| Dr. & Mrs. Hugh Hemsley Endowed Scholarship | The Dr. and Mrs. Hugh Hemsley Restricted Scholarship is awarded to a third or fourth-year medical student with demonstrated financial need, who has indicated an interest in emergency medicine. Must have experience as a first responder (EMT, Police Officer, Firefighter; Volunteer or Paid) in the past five years. The recipient needs to present documentation of his/her experience and provide a brief essay of 250 words or less describing their experience as a first responder. Recipient must be in good academic standing and demonstrate financial need. |
| The Clinton H. Toewe II MD Memorial Family Medicine Scholarship | The Clinton H. Toewe II MD Memorial Family Medicine Scholarship is awarded to a first-year medical student with an interest in family medicine as a specialty and who demonstrates merit. This scholarship is renewable to a medical student in good academic standing with a continued interest in family medicine. |
| Elise Aufenger Pitts Scholarship | The Elise Aufenger Pitts Scholarship is awarded to a student enrolled in the MD Program at EVMS, demonstrating financial need and in good academic standing. |
| Up and Coming Scholarship | The Up and Coming Scholarship is awarded to a first-year medical student who has financial need and is in good academic standing, and is a resident of Hampton Roads, Virginia. |
| The Krueger Foundation Scholarship | The Krueger Foundation Scholarship is awarded to a first-year MD student raised in Virginia Beach. Must provide a short narrative, no more than 250 words describing past community service and/or volunteer experiences and how they plan to use those experiences and their future medical degree to help others. If a Virginia Beach student is not identified, a candidate may be from the Hampton Roads region. |
| L. D. Britt, M.D. Scholarship | The L.D. Britt Scholarship is awarded to a MD student with demonstrated financial need. |
| Hixon Family Fund | The Hixon Family Fund is awarded to an Art Therapy student in good academic standing. The scholarship award may be renewable. |
| The Charles M Mansbach II M.D. Scholarship in Primary Care | The Mansbach Scholarship supports an M3 or M4 student in good academic standing, who demonstrates merit and financial need. Preference will be given to students with expressed interest in clinical nutrition and/or gastroenterology as a subspecialty. |
| Andrew J. and Jean W. Mitchell Jr. Scholarship Fund | The Andrew J. and Jean Mitchell Jr. Scholarship Fund is awarded to a student enrolled in the EVMS School of Health Professions who is from Hampton Roads with the greatest financial need among their peers. The scholarship is renewable if the student continues to demonstrate the greatest financial need. |
| EVMS School of Medicine Scholarship Fund | The EVMS School of Medicine Scholarship is awarded to a medical student who has demonstrated financial need. |
| Jo Melchor Hackney and John H. Hackney, Jr. Family Foundation Physician Assistant Scholarship | The Jo Melchor Hackney and John H. Hackney, Jr. Family Foundation Physician Assistant Scholarship is awarded to a first-year student enrolled in the Master of Physician Assistant program from the Commonwealth of Virginia demonstrating academic excellence, with a proven record of community service, and in good academic standing. Applicants from the Commonwealth of Virginia will receive first consideration. |
| EVMS School of Health Professions Scholarship | The EVMS School of Health Professions Scholarship is a need-based scholarship for selected programs: PA, MPH, AT, MS & SA in Research. |
| EVMS Physician's Assistant Scholarship Fund | The EVMS Physician's Assistant Scholarship Fund is awarded to a Physician Assistant student who has demonstrated need. |
| Capital Region Surgical Assistants Next Generation Scholarship | The Capital Region Surgical Assistants Next Generation Scholarship is awarded to a first-year student accepted into the Master of Surgical Assisting program that has demonstrated both merit and need. This award is not renewable. |
| Masters of Reproductive Clinical Science Scholarship | The Masters of Reproductive Clinical Science Scholarship is awarded to a student in the Masters of Reproductive Clinical Science program who demonstrates the greatest financial need. |
| EVMS Medical Masters Scholarship | The EVMS Medical Masters Scholarship is awarded to an incoming Medical Master's student on the 1-year track at EVMS with financial need. Must demonstrate a commitment to the field of medicine and their community. Applicant must have a minimum of 150hrs community service and a minimum of 125hrs of clinical care. Applicants must provide an essay on the following: One of the qualities prominent in both successful Medical Masters' students and physicians is humility. Describe a time when you witnessed humility in a clinical setting and explain why you think this characteristic is important for the practice of medicine. |
| Catharine White Cartwright, MPA '06 Endowed Master of Physician Assistant Scholarship | The Catharine White Cartwright, MPA '06 Endowed Master of Physician Assistant Scholarship is awarded to a student accepted into the Master of Physician Assistant program that has demonstrated both merit and need. This award may be renewable. |
| EVMS Administrative Resource Council | The EVMS Administrative Resource Council Scholarship is a need-based scholarship awarded on a rotating basis between the School of Medicine and the School of Health Professions. For the School of Health Professions, the award will be given on a rotating basis between all programs. |
| Dr. H. McDonald Rimple Scholarship in Public Health | The Dr. H. McDonald Rimple Scholarship in Public Health is awarded to a first-year student in the Master of Public Health program. |
| Flamingos (Class of 2004) Art Therapy Scholarship | The Flamingos (Class of 2004) Art Therapy Scholarship is awarded to a student enrolled in the Art Therapy & Counseling program who demonstrates merit and is in good academic standing. The scholarship award is renewable. The student awarded this scholarship may be eligible to receive this scholarship for more than one year, at the discretion of the Office of Financial Aid. |
| Ben Paul Snyder & Minnie Snyder Fine Physician Assistant Scholarship | The Ben Paul Synder and Minnie Synder Fine Physician Assistant Scholarship is awarded to a student in the PA program who demonstrates financial need and is in good academic standing. The award may be renewable pending satisfactory academic performance. |
| Thomas Parish and Michael Brockhoff PA Scholarship | The Thomas Parish and Michael Brockhoff PA Scholarship is awarded to a student who has been accepted into the Masters of Physician Assistant (MPA) program at EVMS, has demonstrated financial need. |
| Eugene O. Smith Scholarship Fund | The Eugene O. Smith Scholarship is awarded to a second-year student enrolled in the Master of Surgical Assisting program who demonstrates academic excellence. |
| The Lou & Mary Haddad Foundation Counseling & Art Therapy Scholarship | The Lou and Mary Haddad Foundation Counseling and Art Therapy scholarship is awarded to an Art Therapy student, with preference given to a student who has overcome academic challenges in his or her academic career. Student to submit a 250-500 word essay describing academic challenges. Renewable to an Art Therapy student in good academic standing. |
| EVMS School of Health Professions Scholarship Fund | The EVMS School of Health Professions Scholarship is a need-based scholarship awarded to a student enrolled in one of the following programs: Physician Assistant, Master of Public Health, Art Therapy & Counseling, Medical Master's, and Master of Surgical Assisting. |
| Olivia Naples Bostic Memorial Scholarship Fund | The Olivia Naples Bostic Memorial Scholarship Fund is awarded to a MPA student in good academic standing, shall demonstrate merit and must submit a 500 word essay describing their resolve and determination to overcome obstacles or adversity to pursue dream of helping others. |
| Employee Endowed Scholarship Fund | The Employee Endowed Scholarship Fund is awarded to a student who has a parent who is currently works at Eastern Virginia Medical School or Eastern Virginia Medical School - School of Health Professions. The student must be enrolled in a degree-granting program and be in good academic standing. The EVMS Legacy employee must have at least one year of service at the institution. |
| James Consoli Scholarship Fund | The James Consoli Scholarship is awarded to a rising second-year student in the Graduate Art Therapy & Counseling Program with a GPA of 3.5 or better. The student must demonstrate financial need. The student must submit a qualifying art piece and accompanying statement. |
| The Judith and Michael Kerry Biomedical Science Scholarship | The Judith and Michael Kerry Biomedical Science Scholarship is awarded to a student accepted into the Biomedical Science Research program at EVMS, with significant financial need and in good academic standing. |
Rights and Responsibilities
Each type of loan for which you apply will carry its own set of rights and responsibilities. Carefully review your promissory notes for all rights and responsibilities. Under truth in lending legislation, you will receive disclosure statements reflecting the exact amounts being borrowed, the terms (interest rate and length of repayment), total interest if paid over time and the total amount to be repaid over time.
Note: All federal and institutional loans are simple interest loans that may be prepaid in whole or in part without penalty.
You will be required to complete entrance counseling on your federal and institutional loans before disbursement to be certain you understand your rights and responsibilities. At the end of your program, you will be required to undergo exit counseling to reconfirm those rights and responsibilities as well as advise you of the full amount that you have borrowed and repayment options.
The entrance counseling will be completed as part of the application process with Title IV federal loans online. University Accounting Services, the servicer of institutional loan(s), will require online entrance counseling in the process of completing promissory note(s) if awarded those funds.
Exit counseling will be completed during your final term of enrollment in your program before graduation. If you leave your program before completion, you must contact Financial Aid for an individual exit counseling appointment. Basic requirements can be met by visiting studentaid.gov and completing online exit counseling using your FAFSA PIN, but in-person counseling is recommended.
Your Right to Cancel
You have the right to cancel your loans in whole or in part. We require active acceptance of your loans via the Online Financial Aid System. You may accept, reduce, or decline your loans there. Once you have initially submitted your response to your awards notice, you must take other steps to reduce or cancel your aid.
Direct Loan Programs include both Direct Unsubsidized and Direct Graduate PLUS Loans.
Canceling your Direct Unsubsidized Loan
Before your loan money is disbursed, you may cancel all or part of your loan at any time by notifying Financial Aid in writing using a Federal Direct Loan Change Form
After your loan money is disbursed, there are two ways to cancel all or part of your loan:
- If your school obtains your written confirmation of the types and amounts of Title IV loans that you want to receive for an award year before crediting loan money to your account at the school, you may tell the school that you want to cancel all or part of that loan within 14 days after the date the school notifies you of your right to cancel all or part of the loan, or by the first day of your school's payment period, whichever is later (your school can tell you the first day of the payment period). If the school does not obtain your written confirmation of the types and amounts of loans you want to receive before crediting the loan money to your account, you may cancel all or part of that loan by informing the school within 30 days of the date the school notifies you of your right to cancel all or part of the loan. In either case, your school will return the cancelled loan amount to us. You do not have to pay interest or the loan fee on the part of your loan that you tell your school to cancel within these timeframes. If you received an up-front interest rebate on your loan, the rebate does not apply to the part of your loan that you tell your school to cancel. Your loan will be adjusted to eliminate any interest, loan fee, and rebate amount that applies to the amount of the loan that was cancelled. If you ask your school to cancel all or part of your loan outside the timeframes described above, your school may process your cancellation request, but it is not required to do so.
- Within 120 days of the date your school disbursed your loan money (by crediting the loan money to your account at the school, by paying it directly to you, or both), you may return all or part of your loan to us. Contact the Direct Loan Servicing Center for guidance on how and where to return your loan money. You do not have to pay interest or the loan fee on the part of your loan that you return within 120 days of the date that part of your loan is disbursed. If you received an up-front interest rebate on your loan, the rebate does not apply to the part of your loan that you return. Your loan will be adjusted to eliminate any interest, loan fee and rebate amount that applies to the amount of the loan that you return.
This information was obtained from the Direct Loan Program Direct Unsubsidized Loan Borrower's Rights and Responsibility Statement. For additional information regarding your Federal Student Loans please refer to your Borrower's Rights and Responsibility Statement and your Master Promissory Note
Canceling your Direct Graduate PLUS Loan
Before your loan money is disbursed, you may cancel all or part of your loan at any time by notifying Financial Aid in writing using a Federal Direct Loan Change Form
After your loan money is disbursed, you may cancel all or part of your loan within certain timeframes. For details, refer to the Grad PLUS Borrower's Rights and Responsibilities Statement that accompanies your MPN.
From the PLUS MPN:
Loan Cancellation
I may pay back all or part of a disbursement within the timeframes set by the Act, as explained in the Borrower's Rights and Responsibilities Statement and in a disclosure statement that I will receive. If I return the full loan amount within those timeframes, I will not incur any loan fee or interest charges. If I return part of a disbursement within those timeframes, the loan fee and interest charges will be reduced in proportion to the amount returned.
Institutional Loans
After your initial response, if you change your mind about accepting your institutional loan(s), you must notify Financial Aid in writing via your email account of your wishes to reduce or decline. You may be contacted for additional information at that time. You will be directed to your mySIS (Student Information System) to review any changes once they have been completed.
